curl --request POST \
  --url https://api.next.orenda.finance/v1/customers/{customerId}/accounts/{accountId}/payments \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "amount": "150.00",
  "currency": "GBP",
  "reference": "Invoice 1024",
  "beneficiaryId": "ben_4b8e1c9d",
  "purpose": "PP001",
  "chargeBearer": "SHA"
}
'

import requests

url = "https://api.next.orenda.finance/v1/customers/{customerId}/accounts/{accountId}/payments"

payload = {
    "amount": "150.00",
    "currency": "GBP",
    "reference": "Invoice 1024",
    "beneficiaryId": "ben_4b8e1c9d",
    "purpose": "PP001",
    "chargeBearer": "SHA"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    amount: '150.00',
    currency: 'GBP',
    reference: 'Invoice 1024',
    beneficiaryId: 'ben_4b8e1c9d',
    purpose: 'PP001',
    chargeBearer: 'SHA'
  })
};

fetch('https://api.next.orenda.finance/v1/customers/{customerId}/accounts/{accountId}/payments', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.next.orenda.finance/v1/customers/{customerId}/accounts/{accountId}/payments",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'amount' => '150.00',
    'currency' => 'GBP',
    'reference' => 'Invoice 1024',
    'beneficiaryId' => 'ben_4b8e1c9d',
    'purpose' => 'PP001',
    'chargeBearer' => 'SHA'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.next.orenda.finance/v1/customers/{customerId}/accounts/{accountId}/payments"

	payload := strings.NewReader("{\n  \"amount\": \"150.00\",\n  \"currency\": \"GBP\",\n  \"reference\": \"Invoice 1024\",\n  \"beneficiaryId\": \"ben_4b8e1c9d\",\n  \"purpose\": \"PP001\",\n  \"chargeBearer\": \"SHA\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.next.orenda.finance/v1/customers/{customerId}/accounts/{accountId}/payments")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"amount\": \"150.00\",\n  \"currency\": \"GBP\",\n  \"reference\": \"Invoice 1024\",\n  \"beneficiaryId\": \"ben_4b8e1c9d\",\n  \"purpose\": \"PP001\",\n  \"chargeBearer\": \"SHA\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.next.orenda.finance/v1/customers/{customerId}/accounts/{accountId}/payments")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"amount\": \"150.00\",\n  \"currency\": \"GBP\",\n  \"reference\": \"Invoice 1024\",\n  \"beneficiaryId\": \"ben_4b8e1c9d\",\n  \"purpose\": \"PP001\",\n  \"chargeBearer\": \"SHA\"\n}"

response = http.request(request)
puts response.read_body

{
  "success": true,
  "data": {
    "bankTransfer": {
      "status": "success",
      "requestId": "p_111222333"
    }
  }
}

{
  "success": false,
  "code": "<string>",
  "message": "<string>"
}

{
  "success": false,
  "code": "<string>",
  "message": "<string>"
}

{
  "success": false,
  "code": "IDEMPOTENT_REQUEST_IN_PROGRESS",
  "message": "A request with this Idempotency-Key is already in progress"
}