An account is where a customer’s money lives. Every customer gets a primary account when their application is approved; most other resources — cards, payments, beneficiaries — hang off an accountId from the account list.

​
Bank details by region

ProgramAn account has
UKaccountNumber + sortCode
EUiban (+ bic)
Accounts also carry virtualIbans where enabled — these are the debtorViban values used for international transfers.

​
Balances

Each account reports a balance (ledger) and an availableBalance (what can be spent right now). Multi-currency accounts list per-currency amounts in balances.

​
What you can do

List accounts

Get balances, bank details, and the accountId everything else needs.

Open an account

Queue an additional account in another currency.

Limits

Read and set single / daily / monthly transaction limits.

Block, unblock, close

Manage the account’s lifecycle.

Confirmation letter

Generate a proof-of-account PDF.